For a flexible retirementPrivate pension insurance
Increasing life expectancy, pension gap, old-age poverty: Many factors make a private pension scheme more and more important. For instance, the statutory old-age provision has been drastically reduced in recent years. A private pension provision, on the other hand, ensures you of retirement without financial worry.
Private pension insurance has a big advantage: Here the pension is paid for life. Even if mathematically the capital has already been used up. The average life expectancy serves as the basis. If the insured dies shortly after he or she retires, pension payments are normally stopped. However, you can also agree on a pension guarantee period of e.g. 5, 10 or 15 years in favour of the heirs. In the event of death, the provider continues to pay the pension in this case.