More security for your household goodsContents insurance

The inventory of your home has personal value for you. With suitable contents insurance we cannot restore the emotional value in the event of a loss – but we can compensate you for the financial loss.

Protect your favourite pieces

Contents insurance covers the costs in the event of burglary, theft and vandalism: When electrical appliances, furniture, carpets and paintings are destroyed or jewellery and cash are lost. The replacement value is the basis for reimbursement, i.e. the replacement value of the item in its new condition. With individual additional modules, you can also adapt your contents insurance so that it is precisely suited to your needs.

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Insured risks
  • Fire, detonation, explosion, implosion, deflagration
  • Lightning strike, surge voltage damage caused by lightning or lightning strike
  • Burglary and robbery
  • Vandalism (deliberate property damage) after a break-in
  • Damage caused by tap water escaping contrary to regulations (on your fixture), also from washing machines and dishwashers, as well as waterbeds and aquariums
  • Storm and hail
  • Vehicle impact
Insured risks
  • Costs for clean-up and disposal of destroyed household items
  • Repair costs for locks, doors, windows and roller shutters
  • Costs for provisional measures to lock your apartment
  • Surveillance costs
  • Return travel costs due to a substantial insured event
  • Telephone costs due to telephone abuse after a break-in
  • Costs for the additional consumption of fresh water as a result of an insured event
  • Hotel costs in the event of temporary uninhabitability of the insured apartment
  • Moving expenses if the apartment remains uninhabitable
  • The cost of storing your household effects, including transport costs
  • Cost sharing in a special expert procedure
Extended protection

Natural disasters

  • Flooding and water back-up (also due to weather precipitation)
  • Subsidence of the earth
  • Sinkhole
  • Landslide
  • Snow pressure
  • Avalanches
  • Volcanic eruption
  • Earthquake

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