MRH Trowe Business

Legal notice

Mesterheide Rockel Hirz Trowe AG Holding

Provider identification in accordance with § 5 of the German Telemedia Act (TMG)

Walther-von-Cronberg-Platz 6
60594 Frankfurt am Main
Germany

Contact
Tel.: +49 69 66 05 889-0
Fax: +49 69 66 05 889-20
info@mrh-trowe.com
complaints@mrh-trowe.com

Executive Board:
Marco Gerhardt, Michael Hirz, Lars Mesterheide, Ralph Rockel, Maximilian Trowe

Chairman of the Supervisory Board:
Jan Mayerhöfer

Registered office: Frankfurt am Main
Register Court: District Court Frankfurt am Main
Commercial Register no.: HRB 111272
VAT ID: DE257565499

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

Mesterheide Rockel Hirz Trowe AG Holding is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-B98C-44E0Z-94. The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Frankfurt am Main, Börsenplatz 4, 60313 Frankfurt am Main, Internet: frankfurt-main.ihk.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.:  +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59–68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MRH Trowe Insurance Brokers GmbH

Provider identification in accordance with § 5 of the German Telemedia Act (TMG)

Walther-von-Cronberg-Platz 6
60594 Frankfurt am Main
Germany

Contact
Tel.: +49 69 66 05 889-0
Fax: +49 69 66 05 889-20
info@mrh-trowe.com

Managing Directors:
Michael Hirz, Robert Klaus, Lars Mesterheide, Marc A. Nofri,
Ralph Rockel, Maximilian Trowe

Registered office: Frankfurt am Main
Register Court: District Court Frankfurt am Main
Commercial Register no.: HRB 113654
VAT ID: DE225640461

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

MRH Trowe Insurance Brokers GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-WTGJ-3QB5O-90. The responsible supervisory authority is the International Chamber of Industry and Commerce (IHK) Limburg, Walderdorffstr. 7, 65549 Limburg, Internet: http://www.ihk-limburg.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.:  +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MRH Trowe Benefits & Pensions GmbH

Provider identification in accordance with § 5 of the German Telemedia Act (TMG)

Am Ringofen 2
36304 Alsfeld
Germany

Contact
Tel.: +49 6631 91 145-0
Fax: +49 6631 91 145-120
info@mrh-trowe.com
complaints@mrh-trowe.com

Managing Directors:
Carsten Ganz, Jochen Meier, Ralph Rockel

Registered office: Alsfeld
Register Court: District Court Gießen
Commercial Register no.: HRB 6937
VAT ID: DE263460967

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

MRH Trowe Benefits & Pensions GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-58SO-LQABB-19 The responsible supervisory authority is the International Chamber of Industry and Commerce (IHK) Limburg, Walderdorffstr. 7, 65549 Limburg, Internet: http://www.ihk-limburg.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.:  +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

Information about the Transparency Ordinance (TVO) – No consideration of detrimental sustainability effects

Information on Article 3 of the Transparency Ordinance (Transparency in strategies for dealing with sustainability risks)

When selecting insurance companies and insurance products we take into account the information provided by the insurers.
We do not offer insurers who have no discernible strategy for the inclusion of sustainability risks in their investment decisions. Within the framework of individual consultation that takes place in the interest of the client we point out whether consideration of the sustainability risks in the investment decision involves discernible advantages or disadvantages for the particular client. The preliminary information of the respective insurer includes information about the consideration of sustainability risks in investment decisions. In case of questions the client should feel free to contact us before concluding the policy.

Information about Article 4 Para. 5 of the Transparency Ordinance (Detrimental sustainability effects at the enterprise level)

In the framework of consultation the most important unfavorable effects of investment decisions on sustainability factors of the financial market participant (insurer) are taken into account only to a limited extent. Consideration of these factors is based on the information provided by the insurance companies. The agent is not responsible for the correctness of this information. Due to the currently limited information from the insurers these aspects currently are not considered in the consultation on a standard basis. At the special request of the client they can be taken into account on the basis of the currently available information. They will be considered on a standard basis in the event of a more extensive market offering in the future.

Information about Article 5 Para. 5 of the Transparency Ordinance (Transparency of remuneration policy in connection with the consideration of sustainability risks)

Remuneration for the negotiation of insurance policies is not based on the sustainability risks that are associated with the investments. This means in particular that the amount of remuneration for the product is not affected positively or negatively by the sustainability risks of the investment.

Information about Article 6 Para. 2 of the Transparency Ordinance (Transparency in the consideration of sustainability risks)

In our consultation concerning insurance-based investment products, private pension contracts and retirement plans we do not consider sustainability risks to be relevant, since they have already been taken into account by the insurer and are described in his preliminary information. Individual consideration by the agent (as a financial consultant in accordance with the Transparency Ordinance) is therefore not generally given (but is possible at the request of the client).

MRH Trowe Credit & Finance GmbH

Provider identification in accordance with § 5 of the German Telemedia Act (TMG)

Walther-von-Cronberg-Platz 6
60594 Frankfurt am Main
Germany

Contact
Tel.: +49 69 66 05 889-0
Fax: +49 69 66 05 889-20
info@mrh-trowe.com

Managing Directors:
Dirk Dahlheimer, Ralph Rockel

Registered office: Frankfurt am Main
Register Court: District Court Frankfurt am Main
Commercial Register no.: HRB 103677
VAT ID: DE251789316

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

MRH Trowe Credit & Finance GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-NVW7-O2GGX-27. The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Frankfurt am Main, Börsenplatz 4, 60313 Frankfurt am Main, Internet: frankfurt-main.ihk.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

MRH Trowe Credit & Finance GmbH is a registered loan broker with a licence in accordance with § 34c (1) of the Trade, Commerce and Industry Regulation Act. The competent supervisory authority is the City of Frankfurt am Main, Ordnungsamt, Kleyerstraße 86, 60326 Frankfurt am Main.

Professional regulations
§ 34 c Trade, Commerce and Industry Regulation Act (GewO)
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MRH Trowe Financial Lines GmbH

Provider identification in accordance with § 5 of the German Telemedia Act (TMG)

Walther-von-Cronberg-Platz 6
60594 Frankfurt am Main
Germany

Contact
Tel.: +49 69 66 05 889-0
Fax: +49 69 66 05 889-20
info@mrh-trowe.com

Managing Directors:
Guido Lange, Lars Mesterheide, Ralph Rockel, Thomas Sedlmair

Registered office: Frankfurt am Main
Register Court: District Court Frankfurt am Main
Commercial Register no.: HRB 103580
VAT ID: DE302524469

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

MRH Trowe Financial Lines GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-MH5S-21URD-32 The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Frankfurt am Main, Börsenplatz 4, 60313 Frankfurt am Main, Internet: frankfurt-main.ihk.de

The entry in the Intermediary Register can be checked at:
German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MRH TROWE Insurance Brokers for Architects & Engineers GmbH

Provider identification in accordance with § 5 of the German Telemedia Act (TMG)

Radlkoferstr. 2
81373 Munich
Germany

Contact
Tel.: +49 89 18 95 510-0
Fax: +49 89 18 95 510-20
info@mrh-trowe.com

Managing Directors:
Oliver Rachinger, Maximilian Trowe

Registered office: Munich
Register Court: Munich Local Court
Commercial Register no.: HRB 155647

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

MRH TROWE Insurance Brokers for Architects & Engineers GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-04CN-OOIXO-01 The responsible supervisory authority is the Chamber for Industry and Commerce for Munich and Upper Bavaria (IHK für München und Oberbayern), Max-Joseph-Straße 2, 80333 München, Internet: ihk-muenchen.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.:  +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

M.A.R.K. med Insurance Broker Ltd

Provider identification in accordance with § 5 of the German Telemedia Act (TMG)

Würzstraße 1
81371 Munich
Germany

Contact
Tel.: +49 89 746 156-0
Fax: +49 89 746 156-40
mark@mrh-trowe.com

Managing Directors:
Oliver Fellmann, Robert Klaus

Registered office: Munich
Register Court: Munich
Commercial Register no.: HRB 227057

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

M.A.R.K. med Insurance Broker GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-QC8Q-Z1A5Q-38 The responsible supervisory authority is the Chamber for Industry and Commerce for Munich and Upper Bavaria (IHK für München und Oberbayern), Max-Joseph-Straße 2, 80333 München, Internet: ihk-muenchen.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 0180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e.V.
P.O. Box 080632
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman Private Health and Long-Term Care Insurance (Ombudsmann Private Kranken- und Pflegeversicherung
Kronenstrasse 13
10117 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MRH TROWE Global Insurance Broker GmbH

Provider identification in accordance with § 5 of the German Telemedia Act (TMG)

Walther-von-Cronberg-Platz 6
60594 Frankfurt am Main
Germany

Contact
Tel.: +49 69 66 05 889-0
Fax: +49 69 66 05 889-20
info@mrh-trowe.com

Managing Directors:
Frank Beisheim, Marko Wunsch

Registered office: Frankfurt am Main
Register Court: District Court Frankfurt am Main
Commercial Register no.: HRB 107649

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

MRH TROWE Global Insurance Broker GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-4PFN-VNEHT-14 The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Frankfurt am Main, Börsenplatz 4, 60313 Frankfurt am Main, Internet: frankfurt-main.ihk.de.

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% in the voting rights or capital of an insurance company; SV SparkassenVersicherung AG Holding holds a direct interest of more than 10% of the voting rights or capital of MRH TROWE Global Versicherungsmakler GmbH.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MRH Trowe NordWest GmbH

Provider identification in accordance with § 5 of the German Telemedia Act (TMG)

Wienburgstr. 207
48159 Münster

Contact
Tel.: +49 251 284 264-10
Fax: +49 251 284 264-20
info@mrh-trowe.com

Managing Directors:
Marko Wunsch

Registered office: Münster
Register Court: District Court Münster
Commercial Register no.: HRB 17794
VAT ID: DE318633457

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

MRH Trowe NordWest GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-2IYO-CALFF-30. The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Nord Westfalen, Sentmaringer Weg 61, 48151 Münster, Internet: https://ihk-nordwestfalen.de.

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% in the voting rights or capital of an insurance company; Provinzial NordWest Beteiligungsgesellschaft mbH holds a direct interest of more than 10% of the voting rights or capital of MRH Trowe NordWest GmbH.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MCC Motor Claim Control GmbH

Provider identification in accordance with § 5 of the German Telemedia Act (TMG)

Am Ringofen 2
36304 Alsfeld
Germany

Contact
Tel.: +49 6631 91 145-0
Fax: +49 6631 91 145-120
info@mrh-trowe.com

Managing Directors:
Oliver Rehbeil, Lars Mesterheide

Registered office: Alsfeld
Register Court: District Court Gießen
Commercial Register no.: HRB 7576
VAT ID: DE279581847

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

MCC Motor Claim Control GmbH is registered in the Intermediary Register as an insurance consultant with a licence in accordance with § 34 e paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-XXX7-SGD1L-14. The responsible supervisory authority is the International Chamber of Industry and Commerce (IHK) Limburg, Walderdorffstr. 7, 65549 Limburg, Internet: http://www.ihk-limburg.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 e Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MRH Trowe Private Clients GmbH

Provider identification in accordance with § 5 of the German Telemedia Act (TMG)

Am Ringofen 2
36304 Alsfeld
Germany

Contact
Tel.: +49 6631 91 145-0
Fax: +49 6631 91 145-120
info@mrh-trowe.com

Managing Directors:
Achim Wachter

Registered office: Alsfeld
Register Court: District Court Gießen
Commercial Register no.: HRB 7576

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

MRH Trowe Private Clients GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-7164-53TRN-94. The responsible supervisory authority is the Chamber of Industry and Commerce (IHK), Walderdorffstr. 7, 65549 Limburg, Internet: http://www.ihk-limburg.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% in the voting rights or capital of an insurance company; Provinzial NordWest Beteiligungsgesellschaft mbH holds a direct interest of more than 10% of the voting rights or capital of MRH Trowe NordWest GmbH.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

360gradmanagerschutz GmbH

Provider identification in accordance with § 5 of the German Telemedia Act (TMG)

Radlkoferstr. 2
81373 München
Germany

Contact
Tel.: +49 89 18 95 510-0
Fax: +49 89 18 95 510-20
frage@360gradmanagerschutz.de

Managing Directors:
Boris Prochazka, Björn Stressenreuter

Registered office: München
Register Court: München Local Court
Commercial Register no.: HRB 146905

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

360gradmanagerschutz GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-6F0H-XT29R-57. The competent supervisory authority is Hamburg Chamber of Commerce (HK Hamburg), Adolphsplatz 1, 20457 Hamburg, Internet http://www.hk24.de.

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MRH Trowe & Lurse GmbH

Provider identification in accordance with § 5 of the German Telemedia Act (TMG)

Walther-von-Cronberg-Platz 6
60594 Frankfurt am Main
Germany

Contact
Tel.: +49 69 66 05 889-0
Fax: +49 69 66 05 889-20
info@mrh-trowe.com

Managing Directors:
Carsten Ganz, Anika Ort

Registered office: Frankfurt am Main
Register Court: District Court Frankfurt am Main
Commercial Register no.: HRB 108880

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

MRH Trowe & Lurse GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-ZVJG-GW2L0-69 The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Frankfurt am Main, Börsenplatz 4, 60313 Frankfurt am Main, Internet: frankfurt-main.ihk.de.

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MDT Travel Broker GmbH

Provider identification in accordance with § 5 of the German Telemedia Act (TMG)

Walther-von-Cronberg-Platz 6
60594 Frankfurt am Main
Germany

Contact
Tel.: +49 69 66 05 889-0
Fax: +49 69 66 05 889-20
info@mrh-trowe.com

Managing Directors: Maximilian Trowe

Registered office: Frankfurt am Main
Register Court: Amtsgericht Frankfurt am Main
Commercial Register no.: HRB 116672
VAT ID: DE326896484

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

MDT Travel Broker GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-FIBP-3480D-50. The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Frankfurt am Main, Börsenplatz 4, 60313 Frankfurt am Main, Internet: frankfurt-main.ihk.de.

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

G. Beyer Versicherungsmakler GmbH

Provider identification in accordance with § 5 of the German Telemedia Act (TMG)

Mieleplatz 1
90542 Eckental
Germany

Contact
Tel.: +49 9126 25 62-0
Fax: +49 9126 25 62-25
info@mrh-trowe.com

Managing Directors: Georg Beyer, Lars Mesterheide

Registered office: Eckental
Register Court: Amtsgericht Eckental
Commercial Register no.: HRB 3653
VAT ID: DE331635088

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

G. Beyer Versicherungsmakler GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-AAY4-FYDUU-69. The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Munich, Max-Joseph-Straße 280333 München, Internet: ihk-muenchen.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

Harald Schwardt Versicherungsmakler GmbH

Kennedydamm 24
40476 Düsseldorf
Germany

Contact
Tel.: +49 211 91 524-0
Fax: +49 211 91 524-70
info@schwardt.com

Managing Directors: Peter Schwardt, Marc Nofri

Registered office: Düsseldorf
Register Court: Düsseldorf
Commercial Register no.: HRB 33628

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

Harald Schwardt Versicherungsmakler GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-ADK1-RCIVQ-37. The responsible supervisory authority is the Chamber of Industry and Commerce IHK Düsseldorf, Ernst-Schneider-Platz 1, 40212 Düsseldorf, Internet: duesseldorf.ihk.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

Wirtschafts-Assekuranz-Makler Chemnitz GmbH

Jägerschlößchenstraße 53
09125 Chemnitz
Germany

Contact
Tel.: +49 371 53 094-0
Fax: +49 371 53 094-990
che@wiass.com

Managing Directors: Karsten Füssel, Lars Mesterheide, Oliver Rehbeil

Registered office: Chemnitz
Register Court: Chemnitz
Commercial Register no.: HRB 21844

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

Wirtschafts-Assekuranz-Makler Chemnitz GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-074M-I6HP5-11. The responsible supervisory authority is the Chamber of Industry and Commerce IHK Chemnitz, Straße der Nationen 25, 09111 Chemnitz, Internet: chemnitz.ihk24.de.

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

fivers Versicherungsmakler GmbH

Ettlinger Str. 25
76137 Karlsruhe
Germany

Contact
Tel.: +49 721 68 02-0
Fax: +49 721 68 02-100
mail@fivers.de

Managing Directors: Timo Bacher, Jochen Meier, David Rahäuser, Ralph Rockel

Registered office: Karlsruhe
Register Court: Mannheim
Commercial Register no.: HRB 105424
VAT ID: DE156664800

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

fivers Versicherungsmakler GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-074M-I6HP5-11. The responsible supervisory authority is the Chamber of Industry and Commerce IHK Karlsruhe, Lammstr. 13-17, 76133 Karlsruhe, Internet: karlsruhe.ihk.de.

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

KVM Kulmbacher Versicherungsmakler GmbH

Luitpoldstraße 10
95326 Kulmbach
Germany

Contact
Tel.: +49 9221 92 99-0
Fax: +49 9221 92 99-99
info@kvm.de

Managing Directors: Matthias Teßmer, Claus Leitloff, Lars Mesterheide

Registered office: Kulmbach
Register Court: Amtsgericht Bayreuth
Commercial Register no.: HRB 1739
VAT ID: 208/130/90156

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

KVM Kulmbacher Versicherungsmakler GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-T12R-1GHI9-13. The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Munich, Max-Joseph-Straße 280333 München, Internet: ihk-muenchen.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

EKB Versicherungsmakler AG

Raiffeisenstraße 1
61184 Karben
Germany

Contact
Tel.: +49 6039 93 723-0
Fax: +49 6039 93 723-0
info@ekb.ag

Executive Board: Matthias Kißner, Dirk Spangenberg

Chairman of the Supervisory Board: Mario Seel

Registered office: Karben
Register Court: Amtsgericht Frankfurt am Main
Commercial Register no.: HRB 78937
VAT ID: DE212526679

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

EKB Versicherungsmakler AG is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-B6P1-RZLZS-38. The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Frankfurt am Main, Börsenplatz 4, 60313 Frankfurt am Main, Internet: http://www.ihk-frankfurt.de.

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

Joachim Anthes Versicherungsmakler GmbH

Schloss Philippseich
63303 Dreieich
Germany

Contact
Tel.: +49 6103 40 93-6
Fax: +49 6103 40 93-75
info@anthes.de

Managing Directors: Joachim Anthes

Registered office: Dreieich
Register Court: Amtsgericht Mannheim
Commercial Register no.: HRB 110004
VAT ID: DE813500974

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

Joachim Anthes Versicherungsmakler GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-RDSS-CETSY-52. The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Offenbach am Main, Frankfurter Str. 90, 63067 Offenbach am Main, Internet: http://www.ihk-offenbach.de.

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

ITUS GmbH Versicherungsmakler

Karlsruher Str. 88
76139 Karlsruhe
Germany

Contact
Tel.: +49 721 96 234-0
Fax: +49 721 96 234-44
info@itusgmbh.com

Managing Directors: Dr. Gerhard Dickgießer, Prof. Michaela Dickgießer, Ralph Rockel

Registered office: Dreieich
Register Court: Amtsgericht Offenbach
Commercial Register no.: HRB 33809
VAT ID: DE183088941

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

ITUS GmbH Versicherungsmakler is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-Q04R-KKZV8-40. The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Karlsruhe, Lammstr. 13-17, 76133 Karlsruhe, Internet: karlsruhe.ihk.de.

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

AdVertum AG Versicherungsmakler

In den Entenäckern 18
70599 Stuttgart
Germany

Contact
Tel.: +49 711 273 94-0
Fax: +49 711 273 94-552
info@advertum.de

Executive Board: Jörg W. Hofmann, Marco Schulz, Horst-Peter Stein

Chairman of the Supervisory Board: Thomas Schierle

Registered office: Stuttgart
Register Court: Amtsgericht Stuttgart
Commercial Register no.: HRB 22998
VAT ID: DE145927780

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

AdVertum AG Versicherungsmakler is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-RVU6-ZN9BF-44. The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Stuttgart, Jägerstr. 30, 70174 Stuttgart, Internet: stuttgart.ihk.de.

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

sportvers GmbH

Pfarrer-Bunz-Str. 37
72770 Reutlingen
Germany

Contact
Tel.: +49 7121 1594-110
Fax: +49 7121 1594-128
service@sportvers.de

Managing Director: Horst Graef

Registered office: Reutlingen
Register Court: Amtsgericht Reutlingen
Commercial Register no.: HRB 780144

Initial information in accordance with § 15 of the German Insurance Mediation Ordinance (VersVermV)

AdVertum AG Versicherungsmakler is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-EQ2P-L7AHA-51. The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Reutlingen, Hindenburgstr. 54, 72762 Reutlingen, Internet: www.reutlingen.ihk.de.

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

§ 18 paragraph 2 MStV Obligation to provide information and information rights

Party responsible for the offerings that are designed as journalistic and editorial content, as stipulated in § 18 paragraph 2 of the Interstate Broadcasting Agreement (MStV):

Melanie Werner, Walther-von-Cronberg-Platz 6, 60594 Frankfurt am Main, Germany

All information on these Internet pages is thoroughly researched, checked and updated by MRH Trowe. Despite all care, information can change, therefore no liability or guarantee can be accepted for the accuracy, completeness and topicality of the information provided.
The same also applies to all Internet pages that are referred to via a hyperlink.

We expressly state that the information provided on this website does not constitute individual and detailed advice, nor can it cannot replace individual and detailed advice.

The structure, data and texts of the Internet pages are protected by copyright. Duplication of information, in particular the use of texts, text modules, graphics or images, requires the prior written consent of MRH Trowe.

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