Legal notice

Mesterheide Rockel Hirz Trowe AG Holding is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-B98C-44E0Z-94. The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Frankfurt am Main, Börsenplatz 4, 60313 Frankfurt am Main, Internet: frankfurt-main.ihk.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.:  +49 (0) 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59–68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MRH Trowe Insurance Brokers GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-WTGJ-3QB5O-90. The responsible supervisory authority is the International Chamber of Industry and Commerce (IHK) Limburg, Walderdorffstr. 7, 65549 Limburg, Internet: http://www.ihk-limburg.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.:  +49 (0) 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MRH Trowe Benefits & Pensions GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-58SO-LQABB-19 The responsible supervisory authority is the International Chamber of Industry and Commerce (IHK) Limburg, Walderdorffstr. 7, 65549 Limburg, Internet: http://www.ihk-limburg.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.:  +49 (0) 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MRH Trowe Credit & Finance GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-NVW7-O2GGX-27. The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Frankfurt am Main, Börsenplatz 4, 60313 Frankfurt am Main, Internet: frankfurt-main.ihk.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 (0) 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

MRH Trowe Credit & Finance GmbH is a registered loan broker with a licence in accordance with § 34c (1) of the Trade, Commerce and Industry Regulation Act. The competent supervisory authority is the City of Frankfurt am Main, Ordnungsamt, Kleyerstraße 86, 60326 Frankfurt am Main.

Professional regulations
§ 34 c Trade, Commerce and Industry Regulation Act (GewO)
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MRH Trowe Financial Lines GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-MH5S-21URD-32 The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Frankfurt am Main, Börsenplatz 4, 60313 Frankfurt am Main, Internet: frankfurt-main.ihk.de

The entry in the Intermediary Register can be checked at:
German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 (0) 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MRH TROWE Insurance Brokers for Architects & Engineers GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-04CN-OOIXO-01 The responsible supervisory authority is the Chamber for Industry and Commerce for Munich and Upper Bavaria (IHK für München und Oberbayern), Max-Joseph-Straße 2, 80333 München, Internet: ihk-muenchen.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.:  +49 (0) 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

Sedlmair Versicherungsmakler GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-59U6-3XYTU-46 The responsible supervisory authority is the Chamber for Industry and Commerce for Munich and Upper Bavaria (IHK für München und Oberbayern), Max-Joseph-Straße 2, 80333 München, Internet: ihk-muenchen.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 (0) 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

M.A.R.K. med Insurance Broker GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-QC8Q-Z1A5Q-38 The responsible supervisory authority is the Chamber for Industry and Commerce for Munich and Upper Bavaria (IHK für München und Oberbayern), Max-Joseph-Straße 2, 80333 München, Internet: ihk-muenchen.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 (0) 0180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e.V.
P.O. Box 080632
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman Private Health and Long-Term Care Insurance (Ombudsmann Private Kranken- und Pflegeversicherung
Kronenstrasse 13
10117 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MRH TROWE Global Insurance Broker GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-4PFN-VNEHT-14 The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Frankfurt am Main, Börsenplatz 4, 60313 Frankfurt am Main, Internet: frankfurt-main.ihk.de.

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 (0) 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% in the voting rights or capital of an insurance company; SV SparkassenVersicherung AG Holding holds a direct interest of more than 10% of the voting rights or capital of MRH TROWE Global Versicherungsmakler GmbH.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MRH Trowe NordWest GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-2IYO-CALFF-30. The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Nord Westfalen, Sentmaringer Weg 61, 48151 Münster, Internet: https://ihk-nordwestfalen.de.

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 (0) 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% in the voting rights or capital of an insurance company; Provinzial NordWest Beteiligungsgesellschaft mbH holds a direct interest of more than 10% of the voting rights or capital of MRH Trowe NordWest GmbH.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MCC Motor Claim Control GmbH is registered in the Intermediary Register as an insurance consultant with a licence in accordance with § 34 e paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-XXX7-SGD1L-14. The responsible supervisory authority is the International Chamber of Industry and Commerce (IHK) Limburg, Walderdorffstr. 7, 65549 Limburg, Internet: http://www.ihk-limburg.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 (0) 180 / 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 e Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MRH Trowe Private Clients GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-7164-53TRN-94. The responsible supervisory authority is the Chamber of Industry and Commerce (IHK), Walderdorffstr. 7, 65549 Limburg, Internet: http://www.ihk-limburg.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 (0) 180 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% in the voting rights or capital of an insurance company; Provinzial NordWest Beteiligungsgesellschaft mbH holds a direct interest of more than 10% of the voting rights or capital of MRH Trowe NordWest GmbH.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MRH Trowe Digital Solutions GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-6F0H-XT29R-57. The competent supervisory authority is Hamburg Chamber of Commerce (HK Hamburg), Adolphsplatz 1, 20457 Hamburg, Internet http://www.hk24.de.

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: +49 (0) 180 / 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MRH Trowe & Lurse GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-ZVJG-GW2L0-69 The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Frankfurt am Main, Börsenplatz 4, 60313 Frankfurt am Main, Internet: frankfurt-main.ihk.de.

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: 0180 / 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

MDT Travel Broker GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-FIBP-3480D-50. The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Frankfurt am Main, Börsenplatz 4, 60313 Frankfurt am Main, Internet: frankfurt-main.ihk.de.

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: 0180 / 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

G. Beyer Versicherungsmakler GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-RYQO-NZ7WZ-02 The responsible supervisory authority is the Chamber of Industry and Commerce (IHK) Munich, Max-Joseph-Straße 2, 80333 München, Internet: ihk-muenchen.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: 0180 / 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

Harald Schwardt Versicherungsmakler GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-ADK1-RCIVQ-37. The responsible supervisory authority is the Chamber of Industry and Commerce IHK Düsseldorf, Ernst-Schneider-Platz 1, 40212 Düsseldorf, Internet: duesseldorf.ihk.de

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: 0180 / 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

Wirtschafts-Assekuranz-Makler Chemnitz GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-074M-I6HP5-11. The responsible supervisory authority is the Chamber of Industry and Commerce IHK Chemnitz, Straße der Nationen 25, 09111 Chemnitz, Internet: chemnitz.ihk24.de.

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: 0180 / 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

fivers Versicherungsmakler GmbH is registered in the Intermediary Register as an insurance broker with a licence in accordance with § 34 d paragraph 1 of the Trade, Commerce and Industry Regulation Act and register number D-074M-I6HP5-11. The responsible supervisory authority is the Chamber of Industry and Commerce IHK Karlsruhe, Lammstr. 13-17, 76133 Karlsruhe, Internet: karlsruhe.ihk.de.

The entry in the Intermediary Register can be checked at:

German Chambers of Industry and Commerce (DIHK)
Breite Str. 29
D-10178 Berlin
Tel.: 0180 / 600 585 0*
* 0.20 €/call from the German landline network, mobile prices maximum 0.60 €/call
www.vermittlerregister.info

Professional regulations
§ 34 d Trade, Commerce and Industry Regulation Act (GewO)
§§ 59-68 Insurance Contract Act (VVG)

Ordinance on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and called-up at the homepage http://www.gesetze-im-internet.de/ operated by the Federal Ministry of Justice and juris GmbH.

As an insurance broker, we offer advice. The remuneration – referred to as a brokerage fee – for our advisory, mediation and support activities is paid by the insurance company under customary law. The brokerage fee is part of the insurance premium. Any deviation from this must be expressly agreed between us and the client. Particularly in the brokering of so-called net products, a separate remuneration understanding is usually agreed that obligates the client to pay the remuneration. Net products are products for which the brokerage fee is not included in the insurance premium. Our company does not receive any remuneration in the form of other allowances.

Our company holds no direct or indirect interest of more than 10% of the voting rights or capital of an insurance company; conversely, no insurance company holds any direct or indirect interest in our company.

Information concerning the arbitration boards in accordance with § 214 of the German Insurance Contract Act (VVG) and participation in the dispute settlement procedure in accordance with § 36 of the German Consumer Dispute Settlement Act

The arbitration boards listed below can be called upon to settle disputes out of court. In accordance with § 17 (4) of the Insurance Mediation Ordinance, we are obligated to participate in dispute resolution proceedings before the following consumer arbitration bodies:

Insurance Ombudsman (Versicherungsombudsmann e. V.)
PO Box 08 06 32
10006 Berlin
www.versicherungsombudsmann.de

Ombudsman for private health insurance and long-term care insurance (Ombudsmann für die private Kranken- und Pflegeversicherung)
PO Box 06 02 22
10052 Berlin
www.pkv-ombudsmann.de

Online settlement of disputes in accordance with Article 14 para. 1 of the Ordinance on Online Settlement of Disputes in Consumer Affairs (ODR-VO)

The European Commission provides an online dispute resolution (OS) platform for consumers at https://webgate.ec.europa.eu/odr/main/. Consumers have the possibility to use this platform for out-of-court settlement of their contractual disputes.

Party responsible for the offerings that are designed as journalistic and editorial content, as stipulated in § 55 of the Interstate Broadcasting Agreement (RStV):

Melanie Werner, Walther-von-Cronberg-Platz 6, 60594 Frankfurt am Main, Germany

All information on these Internet pages is thoroughly researched, checked and updated by MRH Trowe. Despite all care, information can change, therefore no liability or guarantee can be accepted for the accuracy, completeness and topicality of the information provided.
The same also applies to all Internet pages that are referred to via a hyperlink.

We expressly state that the information provided on this website does not constitute individual and detailed advice, nor can it cannot replace individual and detailed advice.

The structure, data and texts of the Internet pages are protected by copyright. Duplication of information, in particular the use of texts, text modules, graphics or images, requires the prior written consent of MRH Trowe.

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