Insurance solutions for financial institutions & FinTechsRisk analysis and risk transfer through customised solutions

• Private equity
• Venture capital
• Banks
• Savings banks
• Asset managers
• Family offices
• Foundations
• Private debt
• Leasing companies
• Insurance companies
• Pension funds
• FinTechs

We support you quickly and competently with personalised advice in the following areas:

• Balance sheet protection/risk transfer
• Protection of personal liability
• Protection of M&A transactions incl. preparation of insurance and pension due diligence
• Balance sheet protection for associated companies
• Cover for financial losses due to the loss of key employees/officers

Our specialised insurance solutions protect your balance sheet and cover your industry-specific risks in a targeted manner. Financial institutions and FinTechs need customised cover – we develop individual risk transfer concepts that are optimally tailored to your requirements.

Thanks to our cross-sector optimisation, we save 20 % on the premium for new mandates – with at least the same level of insurance cover.

VH-/E&O (financial loss liability)

It protects your company against financial losses caused by third-party claims, especially from customers or investors. E&O insurance covers defence costs in the event of unjustified claims and pays compensation in the event of damage.

D&O insurance (directors‘ and officers’ liability)

It protects board members, managing directors and senior executives against liability claims arising from business decisions. In an increasingly complex legal situation, the risk of lawsuits and claims for damages is rising. Companies need D&O insurance in order to have a solvent debtor in the event of a claim. Many top executives are also unwilling to take on a position without solid D&O cover. The insurance covers defence costs, damages, settlements and judgements.

Cyber Insurance

Cyber insurance includes cyber first loss, cyber liability insurance and cover for cyber business interruption. Not to be neglected are comprehensive assistance services.

• With IT security experts, crisis PR specialists and specialised data protection lawyers, you receive support in the event of a claim.
• Our service providers offer preventative support and act as outsourced cyber crisis departments.
• The cyber risks for tech companies are generally high and the insurers’ requirements are correspondingly strict.
• We are here to support you with our many years of expertise and our own cyber department.

Crime insurance (damage caused by persons of trust)

Protects against loss of assets through criminal acts, both internally and by external perpetrators who exploit the trust of employees.

Typical claims:

• Theft or diversion of (customer) funds
• Fraud and embezzlement
• Espionage & disclosure of trade secrets
• Fake resident & fake customer attacks (e.g. fictitious payment instructions)

Several insurance lines are often held in different policies with the same insurer. It is not uncommon for insurers to have accumulation clauses that have not been taken into account. We seamlessly harmonise the various cover modules so that there is no double insurance, but also no gaps in cover due to details in the insurance conditions (e.g. accumulation clauses).