Your horse is a reliable companion and so is our life insuranceEquine mortality insurance

Riding is fascinating and a source of infinite joy. But the risks should not be underestimated. Above all this applies to the health of your companion. It is unimaginable that the time together could suddenly end. However your beloved horse can unfortunately become so seriously ill or injured that complete recovery is impossible.

We know only too well that even equine mortality insurance cannot save the life of your faithful friend. But it can at least make up for the financial loss – and thus enable continuation of your hobby. With equine mortality insurance you are financially prepared in such cases.

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Death or emergency killing

Basic cover:

  • Accident, including death, resulting from accidental ataxia and accidental tendon injury
  • Transport, also as a result of accidents involving means of transport – both free-of-charge and against payment.
  • Fire, lightning, explosion (subsidiary)
  • Theft, robbery and slaughter with larcenous intent

All-risks basic cover – death/emergency killing as a result of:

  • Sickness
  • Accident, including death, resulting from accidental ataxia and accidental tendon injury.
  • Pregnancy and births for mares
  • Castration
  • Operation (including operations to prevent an insured event)
  • Transport, also as a result of accidents involving means of transport – both free-of-charge and against payment
  • Fire, lightning, explosion (subsidiary)
  • Theft, robbery and slaughter with larcenous intent
Permanent unusability

Extended basic coverage: Death or emergency killing and permanent uselessness as a result of:

  • Accident excludes death and non-useability due to accidental ataxia and accidental tendon injury
  • Transport, for private and free-of-charge transport, as well as damage caused by accidents involving means of transport is also co-insured.
  • Fire, lightning, explosion (subsidiary)
  • Theft, robbery and slaughter with larcenous intent

All-risks cover: Death or emergency killing and permanent uselessness as a result of:

  • Sickness
  • Accident
  • including death due to accidental ataxia and accidental tendon injury
  • Pregnancy and births for mares
  • Castration
  • Surgery
  • Transport, for private and free-of-charge transport damage caused by accidents involving means of transport is also co-insured
  • Fire, lightning, explosion (subsidiary)
  • Theft, robbery and slaughter with larcenous intent
Permanent unfitness for breeding

Permanent unfitness for breeding accident coverage: For stallions as a result of

  • Accident
  • Excluded is the unfitness for breeding due to accidental ataxia and accidental tendon injuries
  • Transport, also as a result of accidents involving means of transport – both free-of-charge and against payment
  • Fire, lightning, explosion (subsidiary)
  • Theft, robbery and slaughter with larcenous intent

Unfitness for breeding all-risks cover: For stallions due to: 

  • Sickness
  • Accident
  • including unfitness for breeding due to accidental ataxia and accidental tendon injuries
  • Operation (including operations to prevent an insured event)
  • Transport, also as a result of accidents involving means of transport – both free-of-charge and against payment
  • Fire, lightning, explosion (subsidiary)
  • Theft, robbery and slaughter with larcenous intent
Stillbirth of the foetus

It is always a miracle when new life comes into being. But horses can also lose their foals before birth or shortly after birth. Our insurance means that you do not have to think about money while you are suffering grief and loss. The stillbirth of the foetus and the death (death/emergency killing) of the foal until the 7th day after birth are insured.

The insurance cover begins at the earliest six months after the last mating date and ends as soon as the foal has completed the 7th day after birth.

Theft

If the horse is stolen, the value of the horse will be reimbursed up to the agreed sum insured, without subtracting a deductible.

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