Why insure valuable household effects and jewelry?
Valuable private assets include not only luxury household items, but also jewelry, timepieces, and gold or silver. The insured sum can therefore easily run into five or six figures.
In the case of conventional household contents insurance, the inclusion of coverage for valuable art is non-existent or limited to named risks (such as fire, water, burglary, theft, damage by natural forces).
Special coverage needs
The insurance needs for luxury household goods and valuables, as well as luxury property, is as particular as the coverage concepts that are created based on our individual insurance solutions. Unlike standard household contents policies, custom tailored all-risk coverage concepts offer extensive insurance coverage for all damage, destruction, and loss of household contents, art, collections, and jewelry/timepieces.
Insurance for jewelry when worn
Customers who own a lot of jewelry benefit most of all from the all-risk coverage because in addition to coverage within living quarters, safes and safe-deposit boxes, the “wearer’s risk” can also be insured. If you lose your watch or a stone from your ring, you are covered, just as in the case of robbery or theft involving deception.
Take advantage of all-risk coverage for your luxury real estate
Within the framework of a modular concept, you can also insure your first-class property. The coverage concept accounts for the furnishings, such as high-quality marble tiles, artistically designed windows, pools, including outdoor pools, as well as custom tailored interior conversions. With the building module, all damage to the building – except damage that is explicitly excluded – is included in the insurance coverage. Even mansions and listed buildings, as well as vacation homes, can be insured individually.
Mission
Whether in your private residence, while traveling or during transport – insurance protection for your valuables requires highly individual solutions. As a specialist insurer with an extensive network of national and international art insurers, we offer you custom tailored insurance protection within the framework of individual concepts with a high level of coverage. Our experience allows us to provide fast, professional assistance – from risk assessment to choosing a suitable insurance company and, of course, processing of claims.