Service technician wearing a safety helmet and high-visibility jacket checks heating or industrial equipment with a measuring device, symbolic image for maintenance, technical safety, and machinery insurance.

Our reliable protection for your sustainable energy investmentHome technology insurance

Home technology insurance protects you against the financial consequences of unforeseen damage to the high-quality technical equipment in your home. The insurance covers damage caused by sudden external influences, such as natural events or mechanical influences.

What is insured?

  • Repair costs in the event of unexpected damage to permanently installed home technology systems
  • Cover for damage caused by force majeure such as storms, overvoltage or water ingress

Not insured:

  • Maintenance or warranty damage
  • Damage due to normal wear and tear or faulty operation

Home technology insurance is particularly recommended for properties with modern systems such as heating, air conditioning, ventilation or water treatment systems. It helps to ensure the long-term operational safety and value retention of your property.

Weiße 3D-Symbole für E-Mail und Zielscheibe stehen vor einer hölzernen Wand.
Team of Experts Technical insurance +49 6631 9114 5100 Request callback
Insured risks & hazards

Home technology insurance offers protection in the event of a large number of unforeseen loss events. The insurance covers, among other things:

  • Operator error, clumsiness and negligence
  • Malicious intent, sabotage and wilful damage by third parties
  • Damage caused by electrical energy (e.g. overvoltage, short circuit)
  • External mechanical influences
  • Implosions and pressure damage due to overpressure or underpressure
  • Design, calculation, casting, material or manufacturing defects (excluding electronic components)
  • Frost damage
Insured items

Permanently installed technical systems within the building are protected, for example:

  • Electrical, gas and water installations
  • Heating systems incl. boilers, pipe systems, fittings, radiators, heat pumps, solar systems and tanks
  • Air conditioning systems and permanently installed humidifiers and dehumidifiers
  • Permanently installed swimming pool technology
  • Antenna and satellite systems
  • Door communication systems (e.g. intercom systems)
  • Alarm systems with associated monitoring unit
  • Passenger lifts and goods lifts

You may also be interested in these insurance solutions

Hot topics
Benefits
Finance
MRH Trowe 1437 Bewertungen auf ProvenExpert.com