A group of people in a seminar room, symbolizing events and the protection provided by event organizer liability insurance.

Event insurance for organisersOrganiser’s liability insurance

As the organiser, you are responsible for ensuring that your event runs smoothly. If damage is caused during the event by your own staff or authorised third parties, you may quickly be faced with high compensation claims.

Keeping event risks under control

Event liability insurance reliably protects you against the financial consequences of personal injury, property damage and financial loss. It protects your event against unforeseen risks and prevents you from incurring costs that could threaten your existence.

MRH Trowe advises you individually and develops customised insurance cover that precisely matches the type and scope of your event – including optional additional modules for special protection.

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Insured risks & hazards

Event liability insurance covers a wide range of potential loss scenarios, including:

  • Damage during set-up and dismantling as well as during the event – including personal injury and damage to property due to carelessness
  • Rental property damage to rooms and buildings due to fire, water or explosion
  • Damage caused by the use of motor vehicles during the event
  • Environmental damage caused during the event
  • Defence against unjustified claims for compensation
Additional modules
  • Provision of food and drink
  • Set-up and dismantling of a rented catering tent under professional supervision
  • Legally authorised setting off of fireworks
Possible scope of cover & extensions

Depending on the structure of the policy, the insurance may include the following benefits:

  • Personal injury: Assumption of medical treatment and rehabilitation costs, compensation for pain and suffering
  • Material damage: Repair or replacement costs
  • Financial losses as a result of personal injury or property damage: Loss of earnings, loss of use or loss of profit
  • Optionally with or without excess
Insured Persons
  • The organiser
  • All employees involved in the event

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