Person holding a smartphone in a car – symbolic image for traffic legal protection and legal coverage in road traffic

Safe on the road, legally protectedMotor legal protection insurance

Whether you are an entrepreneur with a fleet of vehicles, a professional driver, commuter or pedestrian – legal risks lurk in road traffic. Even a minor incident can lead to costly disputes. Motor legal protection insurance reliably protects you against financial burdens and gives you the legal security you need.

Comprehensive protection for traffic offences and disputes

From penalty notices and loss of driving licence to accident settlements or disputes with the garage – motor legal protection insurance covers the costs of legal advice, court proceedings, expert opinions and necessary expenses. It supports you in the enforcement of your claims and with your defence against unjustified claims.

Why motor legal protection is particularly important for companies

For companies with their own vehicle fleet, field sales force or logistics activities, a legal dispute can quickly become costly. Professional motor legal protection is therefore an important component of risk management.

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Insured risks & hazards

The cover includes a large number of unforeseen risks, including:

  • Legal disputes following road accidents, e.g. claims for compensation
  • Criminal allegations or fine proceedings in connection with traffic offences
  • Disputes relating to the purchase or sale of vehicles
Scope of cover & extensions
  • Assumption of costs of legal representation in road traffic matters
  • Coverage of court costs in road traffic legal proceedings
  • Legal support for fines and administrative offences
  • Assumption of costs of claims for compensation – for example after an accident
  • Cover for defence costs in the event of criminal allegations in road traffic
  • Protection in the event of legal conflicts relating to the purchase or sale of a vehicle
Insured Persons
  • Policyholders
  • Employees in the context of their work for the company
  • Authorised drivers and passengers in the insured vehicles

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