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Protection in the event of professional errorsE&O insurance

Errors in professional practice can have serious financial consequences – especially for companies in advisory, auditing or service-providing activities. E&O (Errors and Omissions) insurance protects against the economic risks arising from professionally caused financial loss, personal injury or property damage.

We protect against professional errors and liability risks

MRH Trowe supports you with sound advice and the brokerage of individual insurance solutions – whether for established professional groups such as IT and financial service providers, architectural practices, law firms or specialised niche markets.

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Insured risks & hazards

The cover includes a large number of unforeseen risks, including:

  • Pure financial losses: cover for financial disadvantages suffered by third parties as a result of professional errors (e.g. incorrect advice, failure to meet deadlines).
  • Personal injury and property damage: optionally included – depending on the respective occupational profile.
  • Typical occupational risks: individual cover depending on the activity – e.g. in the event of planning errors, consultancy errors or breaches of legal obligations.
  • Breach of confidentiality obligations or data protection requirements.
Possible scope of cover & extensions
  • Defence against unfounded claims: Assumption of costs of legal disputes and defence.
  • Combinability with D&O insurance: Particularly useful for financial service providers to close possible gaps in cover.
  • Customised solutions: Also available for new or difficult-to-insure business models.
  • Comprehensive contract structure: Combination of directors’ and officers’ liability and professional liability possible in one contract.
Insured Persons
  • Freelancers
  • Companies from the IT, finance, engineering and consultancy sectors
  • Management, executives and back office and field sales staff
  • Other insurable persons according to the policy

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