The timetable for your safety - on rails to successFor all companies in rail transport and local public transport

Green light for protection – on the road to success for all railway and public transport operators

Public transport and rail freight traffic are indispensable for mobility and the environment in Germany.

The industry is undergoing constant change. In addition to the digitalization and electrification of rail traffic, it is also necessary to make it more attractive. Renewal of the vehicle fleet can be crucial in reducing emissions and operating costs, while simultaneously increasing safety. Consequently, this opens up more opportunities, but also involves more risks.

More protection for everyone

With more than 30 years of experience in providing individual insurance concepts and comprehensive risk management, we tailor our approach to insuring your risks to the particular requirements of the enterprise.

As one of the leading insurance brokers for risks associated with rail-related enterprises and bus companies, we attach great importance to a long-term relationship based on trust and cooperation.

Team of Experts Railway & Public transport +49 561 579 885-0 Request callback
Target groups
  • Regional passenger rail transport
  • Local public transport
  • Long-distance passenger rail transport
  • Railway freight transport
  • Railway infrastructure
  • Track-laying companies
  • Railway repair shops
  • Rail vehicle leasing enterprises (locomotives and wagons)
Main emphases and fields of action

We protect your rolling stock and insure you against claims for damages.

We examine your individual requirements in order to provide specific insurance coverage.

Main classes
  • Business liability insurance
  • Railway liability insurance
  • Property insurance
  • Machinery breakdown and comprehensive insurance
  • Land / railway hull insurance
  • Traffic liability insurance
Secondary classes
  • Cyber insurance
  • D&O insurance
  • Loss of confidence insurance
  • Electronics insurance
  • Group accident insurance
  • Motor vehicle insurance
Products
  • Business liability insurance including railway liability
    statutory coverage of liability risks (e.g. §14 General Railway Act, General Contract of Use for Wagons)
  • Custom solutions for business liability coverage of public transport/rail transport operators
    Custom solutions for liability risks not covered in accordance with the statutes of membership in a liability association (e.g. HDN).
  • Property multi-risk coverage (SMRV public transport/rail transport) & side letter railway
    In addition to the classic insured property, such as buildings, technical and business facilities, and goods/inventories, we offer replacement value insurance for your vehicles parked at the depot.
    This coverage supplements your motor hull insurance and/or land hull insurance to protect you against financial consequences in the event of a major claim.
  • Machinery breakdown and comprehensive insurance (MRH Trowe Pro Client trains & wagons)
    All-risk coverage (including internal breakdown) with substantial extensions in the cost items for rail-bound vehicles
  • General electronics insurance (public transport/rail transport)
    All-risk coverage of electronic and electrotechnical equipment and systems, such as ticket machines, train target indicators (DFI), transformer stations, etc.
  • Land hull insurance for rail vehicles
    Coverage concept for insuring rail vehicles against accident, vandalism, fire, terror, and forces of nature (modular system)
  • Traffic liability insurance (including liability acc. to B-COTIF and CIM)
    Insurance of third-party liability claims, including the review of logistics contracts
Services

Our success factors:

  • All services from a single source
  • Fast response times & lean processes
  • Experience in major claims segment
  • Europe-wide coverage & active claims support
  • Digital customer portal, 24/7 live access, including policy and claim viewing

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